← What we place
Commercial property & bridging
Property-secured lending, where the exit matters as much as the entry. Bridging is priced monthly, so a plan that slips is expensive.
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Who it suits
- Buying or refinancing investment property
- A purchase that has to complete faster than a bank can move
- Releasing equity to fund something else
How it works
- The property is the security, and the loan is sized to its value.
- Bridging is short-dated and priced per month, with a defined exit.
- Refinancing onto a term facility is usually the exit.
What to check before signing
- Whether the exit is evidenced or assumed. Lenders test this and so should you.
- Retained versus serviced interest, because it changes what you actually receive.
- Valuation and legal costs, which are real and payable regardless of outcome.
- Extension fees if the exit slips by a month.
What we will need
Property details and valuation
Exit evidence
Bank statements
Asset and liability statement